Accounting and auditing service records
An enquiry may include contact details, organization or business information, the requested service, relevant reporting period, and a high-level description of the records involved. Confidential accounting records must not be sent through the public contact form.
After a written engagement and secure transfer process are agreed, the operator may handle ledgers, journals, invoices, receipts, bank or payment records, reconciliations, payroll or tax-support records, contracts, control documentation, management representations, audit evidence, working papers, findings, and correspondence needed for the defined service.
This information is used only for engagement assessment and administration, record organization, reconciliation, reporting, control or exception review, audit preparation, delivery, quality review, billing, dispute handling, security, retention, and legal or professional obligations. Access and sharing must follow the engagement, confidentiality controls, and applicable requirements.
1. Who operates the service
Millions Osusu Goddess is a trading name used for accounting, auditing support, and digital contribution-management services operated by MO Goddess Concepts, at 0 Road beside MAXIME PHARMACY, Amachai 1.
The operator determines how personal information is handled through professional-service enquiries and engagements, the public website, mobile applications, application programming interfaces, administrator portal, support channels, and related services.
2. Information we may collect
Account and contact information
Name, email address, phone number, password hash, verification status, referral attribution, account role and status, policy acceptances, and login/security events.
Profile and identity information
Date of birth, residential address, occupation, photograph, government-issued identification, next-of-kin details, KYC review information, and—where a feature requires them—protected BVN or NIN values.
Financial and plan information
Plan memberships, contribution obligations, payment references and status, amounts, wallet and ledger records, payout position and status, withdrawal requests and protected bank details, loan requests and repayment records. The service is not designed to store complete payment-card credentials from provider checkout.
Technical and support information
Device and push-token data, IP address, timestamps, session and security metadata, app diagnostics, notification history, support tickets, messages, and attachments you choose to submit.
Public website information
This static website release does not set advertising or analytics cookies. If analytics, embedded media, chat, or marketing technology is added later, this notice and any required consent controls must be updated before activation.
3. Why information is used
- Register, verify, authenticate, and protect accounts.
- Complete profile, identity, KYC, and eligibility checks that are enabled for a service.
- Present plans, record versioned guideline acceptance, schedule obligations, and administer memberships.
- Initialize and independently verify payments, prevent duplicates and fraud, create receipts, and maintain financial records.
- Process eligible payouts, withdrawals, and optional loan workflows.
- Send OTPs, service notices, reminders, policy updates, and transaction notifications.
- Respond to support, dispute, privacy, and security requests.
- Protect users and the service, enforce rules, audit privileged actions, reconcile records, investigate abuse, and meet legal obligations.
- Maintain, troubleshoot, improve, back up, and secure the service.
The legal operator must confirm and document the applicable legal basis for each processing purpose before production, including contract, consent, legal obligation, and legitimate interests where those bases apply.
5. Payment information
Payment checkout may be provided by an external payment processor. That provider handles payment credentials under its own privacy and security terms. Millions Osusu Goddess receives transaction identifiers, channel and status information, amount, currency, timestamps, and other verification details needed to reconcile a payment.
A mobile redirect or callback is not accepted as proof of success. The server verifies the transaction with the payment provider before creating a successful financial record.
6. Retention, account deletion, and records
Information is retained only for the period needed for the purposes in this notice, contractual and support obligations, fraud prevention, dispute handling, security, backups, and applicable financial, tax, regulatory, and legal record-keeping requirements.
An account-deletion request may be subject to a cancellation period and settlement blockers. When deletion is completed, information that is not required is deleted or anonymized. Financial transactions, immutable ledger entries, payment evidence, audit records, disputes, and other regulated records may need to be retained and access-restricted instead of erased. The final legal retention schedule must be published or made available by the operator.
7. How information is protected
Engineering controls include hashed passwords and PINs, encrypted or masked sensitive values, private file storage, access permissions, administrator multi-factor authentication, session and rate controls, security logs, server-side payment verification, immutable financial records, backups, and monitored operational processes.
No online service can guarantee absolute security. Members must use unique passwords, protect OTPs and transaction PINs, keep devices secure, and report suspected compromise promptly. See the security page for practical guidance.
8. Your privacy choices and rights
Subject to applicable law and identity verification, you may ask to access, correct, update, export, restrict, object to, or delete personal information, or withdraw a consent that is relied on for optional processing. Some requests may be limited where the operator must retain financial, fraud, security, dispute, or legal records.
You may also manage notification permissions on your device, update account information through available app controls, close an eligible account, or complain to the appropriate data-protection authority. Withdrawing consent does not invalidate processing already carried out lawfully.
9. Privacy contact and updates
Submit privacy requests through the official contact channel or write to 0 Road beside MAXIME PHARMACY, Amachai 1. The operator may request information necessary to verify identity and protect the account before fulfilling a request.
This notice may change when services, providers, or legal requirements change. Material updates should be communicated in the app or another appropriate channel, and fresh acceptance will be requested where required.
Related documents: Terms of use, Refund and cancellation policy, and Security guidance.